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For the purchase of your new home or to receive a quote for a refinance.

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Arturo Esparza
Producing Branch Manager
NMLS ID #: 237013
Office: 661-861-0802
Mobile: 661-205-4133


Our Mission

We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced local realtors. Our mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. There are three distinct differences which set us apart from the rest: Experience, Efficiency and Commitment.

  1. EXPERIENCE- Our Mortgage Connection team has over 40 combined years of experience and knowledge in the mortgage industry. We've seen the ever-changing rollercoaster with all of its peaks and drops.
  2. EFFICIENCY- Our efficiency is second to none because we keep our client's file in house throughout the loan process while getting approved, while other companies send their loans out to be processed. Also, our underwriter only underwrites for one loan officer saving massive amounts of time.
  3. COMMITMENT- Our commitment to our clients is we treat each and every client as a family member while maintaining a professional relationship.

We understand that it's not just a house, it's your home.

Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment.

We can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.

You only think about home financing a few times during your life ~ we think about it every single day. It's your home and your future. It's our profession and our passion. We're ready to work for your best interest..

Affordable Mortgages in Bakersfield, CA

If you've been dreaming of owning a home, applying for Bakersfield, CA, mortgages may be the first step toward achieving your goal. At Mortgage Connection, we believe that we can find an answer to your lending issues, and we'll aim to get you approved for a mortgage that is tailored to your financial situation. We routinely assist clients who are searching for residential or commercial properties, and if you apply with us, we may have some tips that increase your spending power.

We realize that homeownership is an enormous commitment, so we aim to use our skills to ensure that you're completely comfortable with your new mortgage. We can explain the different types of mortgages that are available while discussing the benefits that are associated with a particular product. We're dedicated to your satisfaction, and we take pride in our:

  • Flexible office hours
  • Highly experienced staff
  • Great rates

Mortgage Connection has one goal: to get you approved for financing that lets you buy the property of your choice. Contact us when you'd like to learn about the Bakersfield, CA, mortgages that could allow you to buy your dream home.

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Consumer Complaint| Contact Us| Privacy & Security| SAR Report| NMLS # 2427| NMLS Consumer Access

Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

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